Planypals

Financial Models

Financial Modeling Services

A clean, defensible financial model — driver-based projections, unit economics, and scenarios that hold up under due diligence.

Financial Modeling by Planypals
7–10 days
typical turnaround
3–5 yr
financial projections
2 rounds
of revisions included
100%
editable files you own

Our financial modeling services give you a clean, defensible model that holds up under investor and lender scrutiny. We build driver-based projections, clear unit economics, and scenario analysis in an editable spreadsheet you fully control, with every assumption documented so you can answer any question in due diligence with confidence.

What is in our financial model

A good model is readable, not a black box. Reviewers should be able to trace any number back to an assumption and test it themselves. Every model we build includes:

  • A fully editable Excel or Google Sheets file.
  • 3 to 5 year income statement, cash flow, and balance sheet.
  • A single assumptions tab where every driver lives and can be changed.
  • Scenario toggles and a key-metric dashboard.
  • A walkthrough call to hand it over.

A linked 3-statement model

We build a connected three-statement model so a change in one assumption flows correctly through the income statement, balance sheet, and cash flow. That structure is what lets the model show not just profit but whether the business has the cash to operate. Our explainer on the 3-statement financial model covers how the pieces connect.

1Incomestatement2Balancesheet3Cashflow
A linked three-statement model — a change in one assumption flows through the income statement, balance sheet and cash flow.

Unit economics that prove profitable growth

Investors look past top-line growth to the economics underneath it. We surface your unit economics, customer acquisition cost, lifetime value, margins, and payback, so the model shows that more spending produces more profit, not just more activity. See our guide to CAC and LTV for the metrics we build in.

Need numbers investors trust?

We build clean, defensible models with a documented assumptions tab. Tell us what you're building toward and we'll quote it within one business day.

Build my financial model

Fundraising, cap table, and dilution

When you are raising, we can model funding rounds, a cap table, and dilution so you understand ownership over time. The model shares its assumptions with your business plan and pitch deck, so the numbers are identical across every document a reviewer compares.

Scenario analysis

We build best, base, and worst-case versions so you and your investors can see how the business performs under different conditions. Scenario analysis signals maturity and helps you plan runway and hiring with eyes open. If you want to understand the method first, read how to create financial projections for a startup.

Hiring a financial modeling consultant

Vet a financial modeling consultant on how they structure assumptions, whether it is a genuinely linked three-statement build, and whether you can edit it yourself afterward. The real test of a financial modeling company is whether you can open the file six months later and still trace every number back to its driver. We work online with founders and small businesses nationwide, so the right financial modeler for hire is not limited to your zip code.

Cost and process

Models are quoted to scope. After a discovery call we gather your inputs, build the model, and walk you through it, then refine across the included revisions. Most models are delivered within 7 to 10 business days, faster than the 2 to 4 weeks typical of larger firms, with rush options for active raises or loan deadlines. You leave able to edit and update it yourself. Request a tailored quote for your model.

/ Specialties

Every type, done right.

Startup financial models3-statement modelsSaaS & subscription modelsE-commerce modelsReal estate modelsCap table & dilutionUnit economics (CAC/LTV)

01 / How it works

From first call to finished work.

A clear, collaborative process — you see the work take shape and shape it with us. It starts with a free quote, not a commitment.

Get a free quote
01

Discovery

We learn your business, your funding goal, and exactly what your lender or investor expects to see.

02

Research & build

We build the market research, the financial model, and a narrative that makes your case.

03

Review

You mark up the draft and we refine it together across the included revision rounds.

04

Handoff

You receive editable files and a polished PDF, ready to submit with confidence.

02 / Why founders choose us

The difference between filed and funded.

Specialists, not generalists

Writers, pitch strategists, and financial modelers who do this every day, not a freelancer learning on your project.

Research and models that defend themselves

Original market research and a driver-based model, with every assumption documented so the numbers survive due diligence.

Formatted for your exact reader

Lender, investor, grant, or visa, the plan is structured the way that decision-maker expects to see it.

You own everything

Editable Word, Excel, and slide files, not locked PDFs. Update and reuse the work whenever you need.

Two revision rounds, included

We refine the draft with you until it is ready to submit, not as a surprise upsell.

Confidential by default

Your idea and numbers stay private. We sign an NDA on request.

03 / How we compare

How we compare to the alternatives.

PlanypalsDIY templateAI generatorCheap freelancer
Original market researchSometimes
Custom financial modelGenericVaries
Lender / investor formattingVaries
Expert-written narrativeGenericVaries
Revision rounds includedSometimes
Editable files you ownSometimes

04 / What clients say

Financial Models, on the record.

5/5 average
Every input is color-coded, there's an assumptions tab, nothing's hardcoded into the formulas, and it's documented well enough that I update it myself now. Found out in the process that I was pricing half my SKUs below contribution margin, which explained a lot.
Felix B.
Founder
Now updates it himself
Built to my lender's exact format, DSCR, covenants, all of it. Approved.
George K.
Small business owner
Loan approved
The dilution scenarios talked me out of a deal that would've wrecked my equity. Paid for itself ten times over right there.
Joan W.
Founder
Avoided a costly deal

05 / Our commitments

Revisions until it fits

Two full revision rounds are included so the document is right before you submit it.

On-time delivery

We agree a deadline up front and build to it, with rush options for tight loan or visa dates.

Clear scope and price

A fixed, written quote before we start. No surprise fees once the work is underway.

06 / Questions

Financial Models, answered.

Can the financial model match my business plan?+
Yes. When we build both, the model and plan share the same assumptions, so your numbers are consistent across every document a lender or investor reviews.
Will I be able to edit the model myself?+
Absolutely. Models are built to be readable, with a clearly separated assumptions tab, so you can update inputs and scenarios anytime without breaking the formulas.
Do you model fundraising rounds and dilution?+
Yes. We can include a cap table, funding rounds, and dilution so you understand how ownership changes over time as you raise.
How many years does the model project?+
Typically 3 to 5 years, with monthly detail for year one, quarterly for years two and three, and annual figures after that, which matches what most lenders and investors expect.
How long does a financial model take to build?+
Most models are delivered within 7 to 10 business days after we have your inputs, with rush options for active raises or loan deadlines.

Get started

Ready to start your Financial Model?

Send us your details and get a free, tailored quote within one business day.